Risk Disclosures
Understanding the risks associated with traditional and tokenised investments, in line with FCA standards and institutional best practices.
This page provides general information and is not investment advice.
Transparency at the Core
At Morgan International Finance Ltd, we believe that transparent risk communication is essential for building trust with clients, regulators, and partners. This page outlines the principal risks associated with wealth management, investment advisory, digital asset strategies, and institutional services.
General Investment Risks
Market Risk
Value of investments may fluctuate due to market movements, interest rates, or macroeconomic shocks.
Liquidity Risk
Some assets, including alternatives and tokenised products, may not have immediate buyers or sellers.
Credit Risk
Issuers or counterparties may default on obligations.
Operational Risk
Failures in systems, controls, or third-party providers may impact outcomes.
Unique Risks in Tokenisation and Web3
- Volatility — Digital assets can experience extreme price swings.
- Regulatory Uncertainty — Rules for tokenised instruments and digital markets continue to evolve.
- Custody Risks — Security, private key management, and operational resilience are critical.
- Technology Risks — Smart contract vulnerabilities or blockchain outages may impact assets.
- Liquidity Constraints — Tokenised RWAs may face limited secondary market activity.
Client Suitability & Knowledge Requirements
- Investments in traditional and digital assets are only suitable for clients who understand and can bear the associated risks.
- Assessments of client knowledge, experience, and financial situation form part of our suitability process.
- Additional restrictions may apply for digital assets and tokenised products depending on jurisdiction and regulatory status.
Mitigation & Controls
Diversification
Portfolios spread across asset classes and geographies to mitigate concentration risk.
Custody & Operational Resilience
Vetted custodians, segregation, continuity planning, and audits.
Governance & Oversight
Regular reviews, risk budgeting, and transparent disclosures to clients and regulators.
Investments, including tokenised products and digital assets, can be high risk. You may lose some or all of the capital invested. Past performance is not indicative of future results. Products and services are subject to regulatory approval and may not be available in all jurisdictions.
Have Questions About Risks?
Our compliance team provides detailed disclosures and guidance for institutional clients.